1 Introduction
Venture Ready ("Company," "we," "us," or "our") respects your privacy and is committed to protecting your personal information. This Privacy Policy describes how we collect, use, share, and protect your information when you visit ventureready.me (the "Site") or use our credit education and consulting services.
We comply with applicable U.S. privacy laws, including the Gramm-Leach-Bliley Act ("GLBA"), California Consumer Privacy Act as amended by the California Privacy Rights Act ("CCPA/CPRA"), and other relevant state and federal regulations.
By using our Site, you agree to the terms of this Privacy Policy.
2 Information We Collect
A. Information You Provide
We collect personal information you voluntarily provide, including but not limited to:
- Identity Information: Name, address, date of birth, Social Security number, Tax Identification Number, driver's license, passport, and other government-issued identification.
- Contact Information: Email address, phone number, mailing address.
- Financial Information: Bank account details, income, assets, liabilities, credit history and scores, proof of funds, and other financial records relevant to credit repair and capital access services.
- Supporting Documents: Employment details, tax returns, property ownership and transaction history, and other records you choose to provide in connection with our services.
B. Information Collected Automatically
- Technical Data: IP address, browser type and version, device identifiers, operating system, and referring URLs.
- Usage Data: Pages visited, time and date of visits, time spent on site, and interactions.
3 How We Collect Information
We collect information directly from you through applications, intake forms, and communications, including via our website, email, phone, and SMS. We also collect information automatically through cookies, analytics tools, and similar technologies when you visit our Site. Additionally, we may receive information from third-party credit bureaus, identity verification services, and affiliate partners in connection with delivering our services.
4 How We Use Your Information
We may use your information to:
- Process, evaluate, and manage credit repair consultations and related services.
- Verify identity and conduct due diligence.
- Prevent fraud and comply with legal and regulatory requirements.
- Communicate with you regarding your account, services, or educational resources, including sending text messages and emails.
- Improve our website, services, and user experience.
6 Your Rights and Choices
Depending on your location, you may have the right to:
- Access, correct, or delete your personal information.
- Request a copy of your data.
- Restrict or object to certain data processing.
- Withdraw consent at any time where applicable.
- Opt out of certain sharing of your information with non-affiliated third parties, subject to legal exceptions.
To exercise your rights, email us at [email protected] or call our business number. We will verify your request as required by applicable law.
7 GLBA Privacy Notice
As a financial services provider, we limit access to nonpublic personal financial information to employees and service providers who need it to perform their duties. We maintain physical, electronic, and procedural safeguards including:
- Encryption of sensitive data
- Secure servers and networks
- Restricted access controls
- Regular security assessments
- Employee training on data protection and anti-pretexting safeguards
8 CCPA/CPRA Rights (California Residents)
If you are a California resident, you have the right to:
- Know the categories and specific pieces of personal information we collect.
- Request deletion of personal information (subject to legal exceptions).
- Correct inaccurate information.
- Opt out of certain data sharing.
- Not be discriminated against for exercising your privacy rights.
To exercise these rights, email [email protected] or call our business number.
9 Data Retention
We retain your information only as long as necessary to fulfill the purposes outlined in this Privacy Policy, comply with legal and regulatory obligations, resolve disputes, and enforce our agreements. When retention is no longer required, we securely delete or anonymize your data.
10 Security
We implement industry-standard security measures to protect your information, including encryption, firewalls, secure data storage, and access restrictions. However, no method of electronic transmission or storage is 100% secure, and we cannot guarantee absolute security.
11 Children's Privacy
Our services are not directed to individuals under 18. We do not knowingly collect personal information from children. If we learn that we have collected information from a child under 18, we will promptly delete it.
12 Changes to This Policy
We may update this Privacy Policy from time to time. Changes will be posted on our website with the updated effective date. Your continued use of our Site or services after changes are posted constitutes acceptance of the revised policy.
13 SMS/Text Messaging
By providing your phone number and opting in to receive text messages from Venture Ready, you consent to receive recurring automated marketing and service-related messages. Consent is not a condition of purchase.
Opt-In Methods
You may consent through our website forms, intake applications, or by texting us directly.
Message Frequency & Charges
Message frequency varies based on your interactions with us and may include recurring messages. Message and data rates may apply per your wireless carrier plan.
Opt-Out
You may withdraw consent at any time by replying STOP to any message, which will trigger a one-time confirmation. You may also contact us at [email protected] or (760) 349-6927.
Support
Text HELP to our number or contact us at [email protected] or (760) 349-6927 for assistance with the SMS program.
Data Protection
We do not sell, rent, loan, trade, lease, or otherwise share your phone number or SMS opt-in consent with any third party for marketing or promotional purposes. Your SMS data is handled in accordance with this Privacy Policy.
14 Contact Us
Venture Ready
Email: [email protected]
Address: 30 N Gould St Ste R, Sheridan, WY 82801